CFAT - Credit Finance Analysis Training


CFAT - Credit Finance Analysis Training
Current Edition
by Dr. Gregory Hanson

List Price: $275.00


*If you prefer to mail in your order, please download, fill out, and mail the registration form with your payment.

Credit and Financial Analysis Training (CFAT) is designed for those that make, review and approve Farm Loans. Finance should be about clarity of concepts and execution. Because it is straight-forward, the practical usefulness of course concepts on farms and ranches is immediate. CFAT is user-friendly. CFAT lender graduates will have a solid grounding in the three financial statements, the concepts of liquidity, profitability, solvency and efficiency, and core understanding of in-depth financial analysis and problem solving. The Savvy-7 Financial Ratios, Five-Step Fixing Broken Finances Approach, The Make-it-Or-Break-It-Loan (MOBILize) Plan, and Production-NEERING Farm Income, draw heavily on actual farm practices.

CFAT Chapters Focus on Finance Basics:

Sections 1-3: Balance Sheet, Cash Flow Budget, and production-based Income Statement. Provide key understanding of components and structure of the core finance statements.

Sections 4-6: Farm Financial Analysis presents advanced ratio analysis including The Savvy Seven Finance Ratios guide lender analysis of profitability, liquidity, and solvency of borrowers.

Sections 7-8: Fixing Broken Finances & the MOBILize Plan address finance problems which can threaten farm/ranch survival and repayment of loans.

  • The most straight-forward agricultural credit finance course we have found!
  • CFAT is updated and improved annually!
  • User friendly CFAT charts can be shared with borrowers to improve their finances.
  • No paragraphs to read but something to do on every page!
  • Excellent reviews for CFAT from Farm Loan Officers, Farm Loan Analysts, and County-District-State Directors in all 50 states.
  • Grow expertise on financial statements.
  • Help Fix finance problems with analysis.
  • Improve farm/ranch advising.
  • Better understand borrower financial goals and needs.
  • Make Win-Win Loans